Zakat Calculator
Estimate the Zakat due on your eligible net assets at the standard rate of 2.5%. For guidance only — consult a scholar for rulings.
Asset categories
Full net worth? Net worth calculator · savings: Savings goal.
How to use
Fill asset categories, pick gold or silver nisab, and adjust metal prices. If wealth is below nisab, Zakat is not due on that pool.
Zakat on wealth (zakat al-māl) is generally 2.5% (1/40) of eligible net assets — cash, gold and silver, trade inventory, receivables — held above the nisab threshold for one full lunar year (ḥawl). The nisab is defined in metal: 87.48 g of gold or 612.36 g of silver in the widely used measure; this calculator lets you pick either standard and applies current metal values you enter. Debts due can be deducted per most scholarly opinions. Everything computes locally.
Important honesty note: this is arithmetic, not a fatwa. Schools differ on details (which nisab metal to prefer — many Hanafi authorities favour silver as it benefits recipients; how to treat retirement accounts, unpaid salaries, or investment property). For rulings on your situation, consult a qualified scholar or your local zakat authority. Last verified: July 2026.
FAQ
Why do gold and silver nisab give such different thresholds?
Because 612.36 g of silver is worth far less than 87.48 g of gold at modern prices. Choosing the silver nisab makes more people liable for zakat (more charity flows); the gold nisab sets a higher bar. Both are legitimate positions — pick per your school or local authority.
Which assets count, and which don’t?
Count: cash and bank balances, gold/silver by weight, trade goods at market value, money reliably owed to you. Don’t count: your home, car, furniture and other personal-use items. Deduct debts currently due. Investment property rules differ by school — ask a scholar.
What is the ḥawl and what if my balance fluctuated?
Zakat is due after wealth stays at or above nisab for one lunar year (354 days). The dominant practical method: fix your zakat date, and pay 2.5% of whatever you hold on that date if you were above nisab at both ends of the year.
Is 2.5% always the rate?
For monetary wealth and trade goods, yes (2.5% per lunar year; some scholars use 2.577% for solar-year accounting). Agriculture, livestock and mined wealth have their own distinct rates and rules that this calculator does not cover.